Grow Your Portfolio with an AI-Powered Tool

Lucky Stock is designed for long-term investors who can pick the right individual stock or ETF. Its main objective is to help investors continuously buy the dip during bear markets without trying to perfectly time the bottom and sell when the price is high.

The model trains on past stock price behavior, including how far the stock has fallen from recent highs, whether it has been rising or falling over the last few weeks, how today's price compares with its recent typical price, how large the daily price swings have been, and whether trading activity is unusually high or low. It also uses broader market conditions, including whether the overall market is calm or fearful, whether borrowing costs are rising, and whether inflation pressure is high. The model uses these signals to estimate whether the next short-term move looks favorable, then the investment algorithm uses that estimate to decide how much cash to invest or how many shares to sell each day.

The buying strategy increases investment when the price is down and the model sees a favorable expected return. It buys less aggressively when the stock has already risen quickly or when the current price is high compared with where the stock has traded over the last few weeks. The selling strategy looks for favorable selling conditions, such as prices near recent highs, recent runups, and signs of imminent downside, then controls selling based on those signals. The tool caps daily buying and selling to prevent cash from being spent or shares from being sold too quickly.

No. Investors are responsible for picking their own stocks. Lucky Stock does not provide advice for choosing individual stocks, ETFs, or any other investment.

Lucky Stock is built to buy dips in stocks that the investor believes can recover. If the stock keeps crashing and never recovers, the algorithm may continue buying into a falling price because it is trying to capture the discount. In that case, the tool can amplify losses by putting more money into a losing stock. Therefore, investors should be aware of this risk when choosing stocks or ETFs while using this tool.

Lucky Stock removes emotion from the daily buying and selling decisions. When a stock drops sharply, human investors often panic, stop buying because they are afraid of further losses, or wait for a perfect bottom that may never be obvious. The tool follows a rule-based calculation instead: it can keep buying during the decline when the data supports it, reduce daily investment when prices have already gone up.

The simulation is a backtest that walks forward through historical trading days as if the tool were running at that time. For each simulated day, it only uses information from earlier trading days, such as prices and market conditions that were already known before that simulated day began. Today's simulated investment is based on yesterday's closing price and market data, not on what happened later. The simulation does not use future data that we know today to make decisions in the past.

No, Lucky Stock does not guarantee better returns than DCA or average selling. It can underperform DCA when prices rise steadily without many major dips, such as during a strong bull market. Because the tool is designed to save more cash for a bear market and reduce buying after prices have already moved up, it may invest more slowly while DCA keeps buying on a fixed rate. In that situation, DCA can perform better because it gets more money invested earlier in the uptrend. It can also underperform average selling when the stock keeps rallying without a major decline.